Welcome to AsiaQuant ("we", "our", or "the Company"). By accessing or using this website and its services, you agree to these Terms of Service ("Terms"). If you do not agree, please do not use the service.

1. Nature of Service (Education Only)

• All content provided on AsiaQuant is for educational purposes only.
• We do not provide financial advice, trading recommendations, investment signals, or any form of regulated financial service.
• You are solely responsible for your trading or investment decisions.

2. Eligibility

To use our services, you must:

• Be at least 18 years old.
• Provide accurate registration and payment information.
• Not use our services for illegal, abusive, or unauthorized purposes.

3. Subscription & Payments

• Payments are processed securely through Stripe.
• Subscriptions are billed on a monthly basis, unless otherwise stated.
• Your subscription will renew automatically unless cancelled.
• If a payment fails, we may suspend access until payment is completed.

Refunds

• We do not offer refunds for partial subscription periods, unless required by law.

4. Cancellation Policy

• You may cancel anytime from your account dashboard.
• Cancellation stops the next billing cycle but does not refund the current cycle.
• After cancellation, access continues until the end of your paid period.

5. User Responsibilities

You agree to:

• Use the service for personal, non-commercial educational purposes only.
• Maintain confidentiality of your login credentials.
• Not redistribute, resell, or republish any content without written permission.

6. Intellectual Property

All content, including videos, analysis, tools, and documentation, is the property of AsiaQuant. Unauthorized copying or distribution is strictly prohibited.

7. No Financial Advice

AsiaQuant does not:

• Provide investment advice
• Offer trading signals
• Guarantee performance or accuracy of data
• Take responsibility for any losses incurred from using our content

All content is informational only.

8. Limitation of Liability

To the fullest extent permitted by Singapore law:

• We are not liable for any loss or damage arising from your use of the service.
• We do not guarantee uptime, accuracy, or error-free content.

You use the service at your own risk.

9. Termination

We may suspend or terminate access if:

• You violate these Terms
• Your payment fails repeatedly
• You engage in system abuse, scraping, or unauthorized redistribution

10. Amendments

We may update these Terms at any time. Continued use of the service means you accept the updated Terms.